Harry Moore - HOME Realty
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The questions buyers and sellers ask before they call.

These are the conversations I have every week, written down so you can read them at your own pace. If your question is not here, that is what the consultation is for.

01 What is the DC Metro housing market doing right now?

The honest headline for 2026 is a rebalancing. Federal workforce reductions and contractor uncertainty cut demand in the DMV between January 2025 and January 2026: regional forecasts projected prices down about 1% for the year, inventory ran roughly 18% higher than the year before, and days on market stretched to 45 to 70. The market did not collapse, it cooled. Buyers have more choices and negotiating room; sellers need a real plan and recent-activity pricing, not stale comparables.

02 I want to sell, but I do not know my options. Where do we start?

We start with the path, not the repairs. Most people only know the traditional listing, but I bring a range of solutions: a full-service listing, a 14-day stress-free home sale program, access to cash buyers, and fix-up work that can be funded at settlement. In the first conversation I explain each one, and we choose based on your timeline, your equity, and your comfort. No pressure, education first.

03 What is the 14-day stress-free home sale program?

It is a program for sellers who need speed and certainty: a defined path aimed at getting you to settlement in about two weeks, with the stress of the open-market cycle removed. It fits sellers with clear timelines, such as a job move, a retirement date, or a need to move on quickly. The exact terms depend on your home and situation, and I will lay them out plainly before you commit to anything.

04 I am stressed about repairs and prep costs. Can you help?

Yes. This is one of the most common places sellers get stuck, so I bring solutions beyond the traditional scenario: access to cash buyers for homes that need work, and fix-up arrangements that let you make the repairs you need without paying out of pocket until settlement. We build a prioritized list of what actually moves the needle for buyers, so you spend on the things that matter.

05 What changed with buyer-agent fees after the NAR settlement?

Since August 17, 2024, buyer-agent compensation is no longer advertised in the MLS, you sign a written buyer representation agreement before touring any home, and the fee is negotiated deal by deal, often as a seller concession in your offer. In the DMV, most buyers still see the seller cover the buyer agent fee, but it is no longer guaranteed, which is exactly why we put the compensation conversation in writing during the first consultation.

06 Do I really need a buyer's agent?

In this market, yes, and the new rules make the relationship more explicit, which I think is a good thing. Your agent reads the negotiated landscape, maps school and commute realities, and handles the settlement table, where I have seen transactions go sideways for unrepresented buyers. My first purchase taught me what it costs to sit at that table alone. With a signed written agreement and a clear fee, you get protection with no ambiguity.

07 What first-time buyer programs are available in Montgomery County?

More than most buyers realize: the Montgomery Homeownership Program (MHP) offers up to $50,000 in zero-interest deferred down payment and closing cost assistance; McHAF offers up to $25,000; HOC runs the "5 for 5" closing cost program and purchase assistance; and MEDPAL serves county employees and MCPS union members. Income limits and fund availability change with each cycle, and the Maryland HomeCredit tax credit is currently closed to new reservations, so we verify current eligibility with a lender early in the process.

08 I am deciding between Maryland and Virginia. Which is right?

The short version: Maryland pairs slightly lower effective property taxes in places with a county income tax; Virginia pairs a car tax with generally newer housing stock and no county income tax. Montgomery County's effective property rate sits near 1.04%, close to Fairfax County's approximate 1.08%, while Prince George's is the region's highest. But your commute, your school needs, and your housing taste matter more than a rate chart, so we run the full annual picture together for your specific situation.

09 How do I choose a neighborhood?

We start from four inputs: your commute at the hours you actually travel, schools mapped street by street rather than by reputation, walkability against the eight-block rule around transit and shopping, and your budget. Out of that comes a shortlist of two or three areas, then we compare them with honest side-by-sides the way I publish them for Silver Spring, Wheaton, Kensington, and Bethesda.

10 What is your communication style?

Practical and direct. I explain the numbers, I never leave you guessing about next steps, and I match the channel you prefer: the best way to reach you, text or email? I will follow your lead. Every inquiry to the site gets a personal reply, usually within one business day.

11 Do you only work in Montgomery County?

Montgomery County is home ground, but I serve the whole DC Metro area, including DC itself and the Virginia suburbs for comparison. The focus stays on the Maryland inner suburbs: Silver Spring, Kensington, Wheaton, Bethesda, Chevy Chase, and Rockville, with typical transactions ranging from about $600,000 to $1.5 million, and flexibility beyond that for the right match.

12 What types of clients do you work with?

Move-up and growing families, downsizers and right-sizers (people whose next home is configured for their current lifestyle, not necessarily smaller), and home sellers of every kind. The education-first approach is the same for all of them, which is why clients often send their friends: they know exactly what kind of guidance they got.

Still wondering?

Fair question. Ask me directly.

№ 07

Begin the conversation

Tell me where you are in the process and I will come back with a straight answer, no pressure. Best way to reach you, text or email? I will follow your lead.